Credit Analyst
Job summary
A Credit Analyst plays an important role in ensuring that loans are given to customers who have the ability and willingness to repay.
Job descriptions & requirements
Responsibilities:
- Review and assess loan applications
- Analyze customers’ income, bank statements, and financial information
- Check credit history and repayment records
- Assess customers’ ability to repay loans
- Identify potential credit and fraud risks
- Recommend loan approval, amount, and repayment terms
- Verify customer information and supporting documents
- Ensure lending decisions follow company policies
- Monitor loan performance and identify early signs of default
- Prepare clear credit assessment reports
Requirements:
- A minimum of 3 years of experience
- A minimum of an HND in a related field
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