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Credit Analyst

Sonora Capital and Investment Limited

Accounting, Auditing & Finance

Today
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Job summary

A Credit Analyst plays an important role in ensuring that loans are given to customers who have the ability and willingness to repay.

Min Qualification: HND Experience Level: Mid level Experience Length: 3 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant Location: Lagos, Nigeria

Job descriptions & requirements

Responsibilities:

  • Review and assess loan applications
  • Analyze customers’ income, bank statements, and financial information
  • Check credit history and repayment records
  • Assess customers’ ability to repay loans
  • Identify potential credit and fraud risks
  • Recommend loan approval, amount, and repayment terms
  • Verify customer information and supporting documents
  • Ensure lending decisions follow company policies
  • Monitor loan performance and identify early signs of default
  • Prepare clear credit assessment reports


Requirements:

  • A minimum of 3 years of experience
  • A minimum of an HND in a related field 

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