Credit Analyst
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Job summary
The Credit Analyst is responsible for assessing loan applications, evaluating customers' creditworthiness, and providing sound recommendations to support quality lending decisions. The role ensures compliance with the Bank's credit policies, regulatory requirements, and risk management standards while maintaining a high-quality loan portfolio.
Min Qualification:
Degree
Experience Level:
Mid level
Experience Length:
4 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Lagos, Nigeria
Job descriptions & requirements
Responsibilities:
- Assessing loan applications
- Evaluating customers' creditworthiness
- providing sound recommendations to support quality lending decisions.
Requirements:
- A minimum of bachelor's Degree in Finance, Accounting, Economics, Banking, Business Administration, or a related discipline.
- A minimum of 2–4 years' relevant experience in credit analysis or lending within a microfinance bank, commercial bank, or other financial institution.
- Sound knowledge of credit appraisal, financial analysis, and risk assessment.
- Good understanding of microfinance banking operations and CBN regulatory guidelines.
- Ability to interpret financial statements and assess customers' repayment capacity.
- Proficiency in Microsoft Office Suite, particularly Excel and Word.
- Strong analytical, numerical, and problem-solving skills.
- Excellent written and verbal communication skills.
- High level of integrity, confidentiality, and attention to details.
- Ability to work under pressure, meet deadlines, and make objective credit decisions.
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