1 month ago
Lead Enterprise Support Company

Commercial Loan Credit Officer

Lead Enterprise Support Company

Accounting, Auditing & Finance

Banking, Finance & Insurance NGN 400,000 - 600,000
Easy Apply

Job Summary

The Officer in this role will drive business growth by working closely with the Unit Head to identify high-potential commercial loan opportunities, develop competitive products, and mobilise resources to secure a strong market presence.

  • Minimum Qualification : Degree
  • Experience Level : Mid level
  • Experience Length : 3 years
  • Working Hours : Full Time

Job Description/Requirements

Responsibilities:

  • Identify and develop new loan opportunities through market analysis and referral networks.
  • Engage prospects, evaluate creditworthiness, and structure suitable loan products.
  • Guide clients through the loan process, compute repayment schedules, and provide financial advice.
  • Monitor loan performance, follow up with clients, and ensure credit facilities are properly utilised.
  • Review loan agreements, maintain accurate records, and safeguard collateral.

 

Requirements:

  • Bachelor’s degree in Business, Finance, Economics, or related field.
  • 3–4 years’ experience in lending, credit, or financial services.
  • Strong credit analysis and risk management skills.
  • Excellent communication, negotiation, and client relationship skills.
  • Solid understanding of financial statements and ability to conduct cash flow and repayment capacity analysis.
  • Strong interpersonal and negotiation skills with the ability to build lasting client relationships.
  • Proficiency in MS Office applications (Excel, Word, PowerPoint
  • Target-driven with high integrity and strong attention to detail.

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