Collection Specialist
Job summary
CashX, a fast-growing FinTech company, is looking for a Collection Specialist to join our dynamic team in Lagos. If you are confident, persuasive, target-driven, and passionate about customer engagement and financial recovery, this opportunity is for you!
Job descriptions & requirements
Responsibilities:
- Contact customers through calls, SMS, WhatsApp, and emails regarding due and overdue payments.
- Follow up consistently with customers to secure payment commitments and recover outstanding debts.
- Engage customers professionally and negotiate suitable repayment plans.
- Review customers’ loan information, payment history, and account records to determine appropriate collection strategies.
- Negotiate settlements, restructuring options, and repayment arrangements within approved guidelines.
- Maintain accurate and up-to-date records of customer interactions, commitments, payments, and account status.
- Handle customer concerns professionally while providing appropriate repayment solutions.
- Meet and consistently work towards assigned collection and recovery targets.
- Escalate unresolved or high-risk accounts appropriately.
Requirements:
- HND in finance, business administration, economics, or any related field.
- 1–3 years’ experience in debt collection, customer service, FinTech, banking, microfinance, or financial services is an advantage.
- Must have completed NYSC.
- Excellent verbal and written communication skills.
- Strong negotiation, persuasion, and interpersonal skills.
- Confident and professional telephone manner.
- Ability to handle challenging customer conversations calmly and professionally.
- Highly target-driven, resilient, and results-oriented.
- Good computer literacy and ability to work with digital systems.
- Ability to work effectively in a fast-paced and performance-driven environment.
Location: Mile 2, Lagos
Remuneration: NGN 150,000 - 250,000 Monthly Net ( Plus bonus of over NGN 600,000)
How To Apply: Interested and qualified candidates should upload their updated CV
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