Reconciliation & Settlement Analyst
Job summary
This role ensures money is explainable and controlled: daily reconciliation, exception management, suspense tracking, reversals follow-up, and root-cause loop back to product/engineering.
Job descriptions & requirements
Responsibilities:
- Run daily reconciliation (transactions, reversals, failures, settlements)
- Track exceptions: what failed, why, owner, and resolution timeline
- Manage suspense balances and ageing (what is stuck and for how long)
- Produce daily/weekly recon reports for management
- Escalate and coordinate resolution with partners/internal teams
- Identify patterns (root causes) and push fixes upstream
Requirements:
- 3+ years in payments operations/bank, ops/fintech reconciliation
- BSc/HND in Accounting, Finance, Banking & Finance, Economics, or related discipline.
- Excellent Excel/Google Sheets skills (filters, pivots, lookups)
- Strong attention to detail and discipline with cut-off times 7
- Comfortable working with large datasets
Preferred Qualifications:
- Direct experience with Nigerian payment rails and settlement operations
- Experience working with product/engineering teams to close recon gaps
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