Human Spring Consulting

Loan Recovery Officer

Human Spring Consulting

Accounting, Auditing & Finance

1 week ago
Easy apply New Immediate Start
Ibadan & Oyo State Full Time Banking, Finance & Insurance NGN 70,000 - 150,000 Negotiable Plus Commission

Job summary

A Loan Officer responsible for meeting with applicants to understand their financial needs, explaining loan products and terms, and managing applications by collecting, verifying, and analyzing financial documents.

Min Qualification: OND Experience Level: Entry level Experience Length: 1 year Working Hours: Rotating Schedule

Job descriptions & requirements

Responsibilities:

  • Client Interaction: Meet with applicants, discuss needs, explain loan products (business, personal), terms, and conditions.
  • Application Management: Collect, verify, and analyze financial documents (income, assets, credit history).
  • Decision Making: Approve loans within set limits or refer complex cases to management.
  • Relationship Building: Develop and maintain strong client relationships and identify potential cross-selling opportunities.
  • Market Awareness: Stay updated on loan products, interest rates, and market trends. 


Requirements:

  • Candidates are required to have a minimum of an OND
  • Strong interpersonal and communication skills.
  • Detail-oriented with strong analytical abilities.
  • Initiative and sales ability.
  • Loan acquisition, processing, and management.
  • Conducting thorough credit analysis and risk assessment.
  • Portfolio monitoring and loan recovery.
  • Ensuring compliance with bank policies and regulations.
  • Proximity to Apete is a Plus
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