Fractional Chief Financial Officer

Responsibilities:

Financial Modeling & Reporting:

• Own and maintain a comprehensive financial model, updated monthly with actuals.
• Develop and manage integrated financial statements including; Profit & Loss, Balance Sheet, Cash Flow Statement.
• Produce monthly Budget vs Actuals analysis with clear insights and recommendations.
• Build and maintain industry-specific KPI dashboards.

Strategic Finance & Scenario Planning:

• Conduct ad-hoc and structured scenario planning to assess the impact of business decisions.
• Develop Base, Bull, and Bear case scenarios to support strategic planning
• Lead headcount and compensation planning aligned with growth and cash runway.

Leadership & Advisory:

• Facilitate monthly financial review meetings with leadership to assess: Financial health, Cash position and runway, Key risks and opportunities
• Provide ongoing strategic insights to support operational and growth decisions

Customized Projects & Advisory Support:

• Lead tailored strategy and operations projects based on business needs, including:
• Cash management and runway optimization
• Monetization and pricing strategy development
• Strategic and long-term planning
• Investor and board reporting frameworks

Investor, Board & Transaction Support:

• Prepare in-depth investor and board reporting materials
• Support fundraising activities, including
• Financial narratives and equity story
• Investor-ready models and data rooms
• Provide financial support for M&A activities, including analysis and scenario evaluation.

Requirements:

• Proven experience as a CFO, Fractional CFO, or senior finance leader
• Strong financial modeling expertise with end-to-end understanding of P&L, Balance Sheet, and Cash Flow. 
• Experience supporting startups or growth-stage companies.
• Hands-on approach with strong analytical and communication skills.
• Ability to translate financial data into actionable strategic insights.
• Experience with fundraising, investor relations, and board-level reporting.

Engagement Details:

• Part-time, flexible engagement
• Opportunity to shape and scale Bankoto’s CFO services offering
• Competitive compensation aligned with experience and scope