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Field Collection Officer

Job descriptions & requirements


Key Responsibilities

  • Conduct on-site visits to users with overdue balances to secure repayment of outstanding installments
  • Engage users to understand financial challenges and agree on realistic repayment arrangements
  • Verify and update customer information and repayment status promptly in the recovery system
  • Retrieve devices or collateral from customers who default, in line with company recovery procedures and documentation
  • Maintain productive relationships with local police authorities within the assigned LGA to support long-overdue or fraudulent cases where necessary
  • Report field collection activities, observations, and suspected fraud cases to the supervisor as required
  • Collaborate with the Risk Control and Customer Service teams to support enhanced repayment performance
  • Uphold professionalism and protect the company’s brand reputation during all field operations

🔹 Requirements

  • SSCE / OND / HND / B.Sc in any related discipline
  • Minimum of 1 year experience in field collections, field agent operations, or related roles
  • Strong negotiation and interpersonal communication skills
  • Ability to work under pressure and meet weekly/monthly recovery targets
  • Willingness to travel within assigned territory
  • Familiarity with FCCPC recovery guidelines is an added advantage
  • Must be street-smart and maintain high ethical standard

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