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1 month ago

Job Summary

We are looking to hire a suitable candidate to fill this position. The ideal candidate will follow through on targets set by mobilizing deposit liabilities through the different products of the bank as well as generating risk assets thereby creating revenues for the bank. Solicit/develop and maintain profitable long-term account relationship with customers.

  • Minimum Qualification : Degree
  • Experience Level : Senior level
  • Experience Length : 5 years

Job Description/Requirements

Responsibilities:

  • Ensure that target set in terms of deposit liabilities, risk assets and Profit after Tax PAT/PBT are met.
  • Assist in the preparation of annual sales plans and strategies to enable the team achieve targeted growth objectives.
  • Prospect and market bank’s products to meet customer needs.
  • Negotiate & convince customers to buy the bank’s product/services (liability, risk etc.).
  • Assist in the development and update of strategic plans in- line with the current prevailing market realities.
  • Manage and deepen relationships with existing and prospective customers.
  • Maintain strong interdepartmental relationships with relevant departments and follow up on transaction processing to ensure customer instructions are attended to promptly and efficiently.
  • Maintain adequate records of all transactions.
  • Prompt processing of credit facilities.
  • Effective collection of all PDOs.
  • Prompt processing of liquidation of facilities and rollovers.
  • Effective Relationship Management.
  • Ensure effective relationship management with new and existing customers to improve deposit liability growth and mix.


Qualification:

  • Minimum of University Degree with second class lower.
  • A post graduate degree is an added advantage.

 

Competency:

  • Knowledge of a Mortgage Bank’s operations/services/products.
  • Knowledge of a Mortgage Bank’s policies and procedures
  • Knowledge of a Mortgage Bank’s sales/marketing strategy and policy
  • Knowledge of a Mortgage Bank’s corporate strategy and how the group’s objective aligns with the strategy.


Skills:

  • Deal structuring skills.
  • Financial & business advisory skills
  • Business development/sales skills.
  • Strategic/Business/sales planning skills.
  • Credit administration (covers the entire process of giving out loans to when the customer pays back), analysis and risk management.


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