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Credit Manager, Nigeria

Sun King

Accounting, Auditing & Finance

NGN Confidential
1 month ago

Job Summary

 

Job Description/Requirements

Location: Lagos, Nigeria

The team you would Join:
Sun King’s Global Corporate Risk team identifies, monitor and control the credit risk inherent in the company’s direct to consumer business. The Corporate Risk team works with the company’s PAYG Direct Sales, Operations, and Finance teams across multiple countries to maintain the health of the solar energy loan portfolio. The team continuously examines sales and customer payment-related data and identifies pilots, and executes new sales, collections, and incentive processes. The Corporate Risk team also ensure the company’s efforts around customer data privacy and consumer protection.

About the role:
We are looking for diligent and well organized team member to join our Risk department as a Credit Manager. The Employee will drive the efforts and processes related to collections of our PAYG products in the field. They will also give advice and suggestions on how to improve customer payments and satisfaction while ensuring that the company offer matches end-users expectations. Department Corporate Risk Employment Type Permanent - Full Time Location Nigeria Workplace type Onsite Reporting To Credit Process Manager, West & Central Africa

What you would be expected to do:

  • Evaluate the creditworthiness of new and existing customers by assessing financial data, credit reports, and payment histories.
  • Set credit risk assessment for premium products and company policies.
  • Develop and implement credit risk mitigation strategies to minimize disabled lamps and debt exposure.
  • Monitor accounts defaulter aging reports and take proactive measures to ensure timely repayment collections.
  • Communicate with team regarding disabled accounts, negotiate payment arrangements, and resolve disputes.
  • Work with sales, programs, finance, and other departments to facilitate the credit approval process and address credit-related issues.
  • Review and update credit policies and procedures to reflect changing business needs and industry best practices.
  • Train and mentor corporate risk staff to ensure compliance with company policies and regulations.
  • Prepare regular reports and presentations on credit performance, aging assessment, and bad debt reserves for management review.
  • Stay informed about market trends, regulatory changes, and industry developments affecting credit management practices.
  • Red flag identification and timely reporting of the same.
  • Any other task allocated by the Credit Process Manager.
  • You might be a strong candidate if you:

  • Have Bachelor's degree/Higher Diploma related to in Finance, Economics, Accounting, Statistics, or related field.
  • Proven experience as a Credit Manager, Risk or Portfolio Manager or similar role, with a minimum of 5 years in credit assessment and risk management.
  • Strong knowledge of financial evaluation, credit scoring models, and risk assessment techniques.
  • Proficiency in using Excel, Looker, PowerBi, SQL etc.
    Excellent communication and people skills, with the ability to build relationships and negotiate effectively.
  • Demonstrated managerial abilities and the capacity to mentor and develop team members.
  • Detail-oriented with strong critical thinking and problem-solving skills.
  • Ability to work without supervision, prioritize tasks, and meet deadlines in a fast-paced environment.
  • Familiarity with relevant laws, regulations, and compliance requirements governing credit operations.
  • Experience in the [Renewable Energy sector] is preferred.
  • What we offer:

  • A platform for professional growth in a rapidly expanding, high-impact sector.
  • Immerse in a collaborative culture, energized by employees of Sun King who are collectively motivated by fostering a transformative, sustainable venture.
  • A genuinely global environment: Engage and learn alongside a diverse group from varied geographies and backgrounds.
  • Tailored learning pathways through the Sun King Center for Leadership to elevate your leadership and managerial capabilities.
  • About Sun King

    Sun King is the world’s largest off-grid solar energy company with cutting-edge product design, pioneering fintech and a grassroots installation model that provides energy to the 1.8 billion consumers across Africa and Asia who lack access to reliable electricity. Founded in 2007, Sun King sets the gold standard for off-grid solar performance and design as part of its mission: powering access to brighter lives.Sun King’s 2,500+ staff and 23,000 field agents serve 100 million product users based in 65 countries around the world. With direct-to-consumer sales active in 11 countries, Sun King is growing rapidly. Every month, we equip 330,000 homes and businesses with power and light. The needs of energy consumers in Africa and Asia are diverse. From cost-effective and durable lamps to powerful home and business energy systems as well as modern entertainment and energy storage systems, Sun King's broad array of products unlock a higher quality of life. Whether devising safe and environmentally friendly electric-powered cookers or exploring the future of pay-as-you-go mobility and vehicles in Africa to concocting ever-more-powerful solar energy solutions, Sun King’s technology team nurtures and devises scalable, inventive solutions to pressing global challenges.Sun King’s innovative pay-as-you-go financing model dismantles the upfront cost burden that blocks low-income households from transitioning from polluting and harmful kerosene fuels and gas generators to clean, affordable and green solar energy. Sun King customers can purchase products using the company’s technology-enabled, pay-as-you-go “Easy Buy” financing service, which breaks payments down into regular, affordable instalments. These payments can be made via mobile money for as little as $0.15 a day. After one to two years of payments, customers own their solar equipment outright.Though united by a commitment to serving underserved off-grid families, Sun King comprises a broad, inclusive group of individuals working across 11 countries. Sun King’s world-class roster of product designers, data scientists, logistics experts, customer service professionals, operations gurus and marketing and communications strategists work together to devise solutions to the complicated and multidimensional challenges of energy access, climate action and social inclusion.Across the diverse countries where we operate and work, we build awareness of diversity and promote equity. Sun King is committed to gender equality in the workplace. Women represent 47% of Sun King’s workforce.

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