We are a State Licensed, fast growing micro finance bank, providing financial services to Micro, Small and Medium Enterprises (MSME), low income households as well as high net worth individuals. HASAL started operations as a unit MFB on October 2, 2008 and grew to a State Microfinance Bank within the first year of operation through increase in share capital. We presently operate out of 18 branches within the Federal Capital Territory.

Our corporate philosophy is preserved in our common goals and is best expressed in our vision and mission statements. It is manifested in our core values. Upon these, our business success has been built.

To build a unique microfinance services organization focused at providing creative solutions to the business problems of Micro, Small & Medium Enterprises.

To provide microfinance services in a professionally unique manner and so create wealth for our customers, employees & shareholders.

Our goal is to be the preferred partner on poverty alleviation schemes both locally and at international levels, driving Responsible Inclusive Finance at the grass roots as well as SME financing to support private sector development.