Sales Loan Officer

Responsibilities:

Sales & Business Development

• Proactively source and acquire new clients through networking, referrals, cold calls, and marketing initiatives.
• Promote the company’s loan products (personal loans, business loans, mortgages, etc.) to meet sales targets.
• Develop and maintain strong relationships with clients, real estate agents, car dealers, and other referral sources.

Client Engagement & Advisory

• Conduct client interviews to understand financing needs and recommend suitable loan products.
• Provide clear, accurate information on loan terms, interest rates, repayment schedules, and fees.
• Deliver excellent customer service throughout the loan application process to build trust and loyalty.

Loan Processing & Credit Assessment

• Collect and verify necessary client documents (ID, income proof, business records, collateral, etc.).
• Conduct preliminary creditworthiness assessments before submitting to credit/underwriting teams.
• Ensure applications are complete, accurate, and submitted within required timelines.

Compliance & Risk Management

• Adhere strictly to company policies, lending procedures, and regulatory guidelines.
• Monitor the loan portfolio to identify potential risks and follow up with clients on repayments.
• Maintain confidentiality of client information at all times.

Performance & Reporting

• Achieve monthly and quarterly sales and loan disbursement targets.
• Prepare and present regular sales reports, pipeline updates, and market feedback.
• Stay updated on market trends, competitor products, and new sales opportunities.

Requirements:

• Bachelor’s degree in Business, Finance, Marketing, or related field (preferred).
• Proven experience in sales, financial services, or banking (loan sales experience is an advantage).
• Strong sales and negotiation skills
• Excellent communication and interpersonal abilities.
• Good understanding of loan products, credit evaluation, and financial documentation.
• Goal-oriented, self-motivated and able to work under pressure.
• Proficiency in MS Office and CRM systems.