1 month ago

Job Summary

We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for businesses. You will act as a liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

  • Minimum Qualification:HND
  • Experience Level:Mid level
  • Experience Length:2 years

Job Description/Requirements

Responsibilities:

  • Evaluate creditworthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.


Requirements:

  • Minimum academic qualification of a BSc degree in finance, economics, or a related field
  • Candidate must have prior finance industry exposure from a bank or non-Bank Finacial Organisation.
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment.


Location: Ikeja, Lagos


Remuneration: NGN 150,000 plus bonus.

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