Loan Officer

Responsibilities:

Client Relationship Management:

• Interact with clients to understand their financial goals and objectives.
• Provide information and guidance on available loan products, application process, and lending requirements.
• Ensure exceptional customer service throughout the loan application and closing process.

Loan Application Processing:

• Review loan applications and accompanying documentation to ensure completeness, accuracy, and compliance with company policies and regulatory requirements.
• Analyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
• Assess risks associated with loans and make decisions on approvals or rejections based on established criteria.

 Documentation and Compliance:

• Prepare loan proposals for approval, ensuring all required documentation is complete and accurate.
• Maintain compliance with regulatory requirements and lending policies.
• Work closely with underwriters to secure all necessary documentation and ensure timely processing of loans.

Sales and Business Development:

•  Actively participate in business development activities to cultivate new client relationships and expand the loan portfolio.
• Promote the company’s loan products and services through networking and marketing efforts.

 Reporting and Record Keeping:

• Maintain accurate records of loan applications, approvals, and disbursements.
• Prepare regular reports summarizing lending activity, portfolio performance, and sales goals achievement.

Requirements:

• Minimum of HND
• 3 years of experience in a similar role