Job Summary

The successful applicant is expected to analyze, recommend and market loan products to individuals and firms and other services that may meet customers’ needs. NB; Only candidates with relevant experience in a CBN Licence House should apply.

  • Minimum Qualification: HND
  • Experience Level: Entry level
  • Experience Length: 2 years

Job Description/Requirements


  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans Develop and implement growth strategies.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  •  Review and update credit and loan files and ensure liquidation of loans granted.

Desired qualifications and skill

  •  3 to 5 years of working experience (preferably in a CBN Licensed Finance House)
  • BSc/HND in Accounting, Banking & Finance, Economics, Statistics and other related field
  • A minimum of second class Upper (BSc) or Higher credit (HND)
  •  Working knowledge of the entire underwriting process from loan application to funds disbursement and collections.
  • Understanding of credit risk and country risk management process.
  • Understanding of credit risk mitigation and financing mechanisms.
  • Strong financial and credit analysis skills and undertakes detailed data analysis.
  • Ability to communicate and function in a culturally diverse and change oriented setting
  • Ability to work in a goal-oriented environment where you will be evaluated on your KPIs
  • Outstanding communication skills and a passion for creating an extraordinary customer experience regardless of the final credit decision.
  • High attention to detail and strong analytical skills including the ability to properly identify the key credit risks, and reach a prompt and well thought out credit decision.
  • Familiarity with the Microsoft Office Suite.

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| Full Time |
NGN Confidential
| Full Time |
NGN Confidential