Credit Officer
SUCCESS DIGEST GROWTH INITIATIVE
Accounting, Auditing & Finance
Banking, Finance & Insurance
NGN
Less than 75,000
Easy Apply
1 month ago
Job Summary
The Credit Officer is responsible for recovering payments from clients who are delinquent on their loans. The successful candidate will have excellent communication skills, the ability to negotiate, and a thorough understanding of loan agreements and regulations.
- Minimum Qualification : Diploma
- Experience Level : Entry level
- Experience Length : No Experience/Less than 1 year
Job Description/Requirements
Responsibilities:
- Review loan requests.
- Assess clients' financial status.
- Evaluate creditworthiness and risks.
- Contact clients to gather financial data and documentation.
- Analyze risks and approve or reject loan requests.
- Calculate financial ratios (e.g. credit scores and interest rates)
- Negotiate payment plans and settlements.
- Identify and pursue all available avenues for loan recovery.
- Recovery of loans from clients (also a field role).
- Meet recovery targets and performance goals.
Requirements:
- 0 - 1 year experience
- Diploma in any related field
- Applicant must reside within Lagos State, Ojuelegba, and Badagry precisely.
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