Immediate Start
New
3 weeks ago
Job Summary
We are seeking a proactive and result-driven Credit Officer to drive loan acquisition and grow our client base. The ideal candidate will be responsible for identifying credit-worthy clients, promoting loan products, assessing credit applications, and ensuring prompt disbursement while maintaining portfolio quality.
- Minimum Qualification : Degree
- Experience Level : Entry level
- Experience Length : 1 year
- Working Hours : Full Time
Job Description/Requirements
Responsibilities:·
- Conduct field visits, business assessments, and customer verifications to evaluate creditworthiness.
- Generate quality leads, follow up on prospects, and convert them into active clients.
- Present credit recommendations to the credit committee for approval.
- Loan Form Documentation and follow through to disbursement.
- Maintain strong customer relationships and provide excellent post-disbursement support.
- Rendition of periodic activity reports.
- Analyze market trends and advise accordingly as part of product improvement.
Requirements:
- Prior field sales experience is mandatory.
- Bachelor’s degree in Finance, Business Administration, Banking, or a related field.
- Minimum of 1-3 years of experience in credit sales, micro-lending, or financial services.
- Strong sales and marketing skills with a proven ability to meet or exceed targets.
- Good understanding of credit risk assessment and loan documentation.
- Excellent communication, negotiation, and interpersonal skills.
- Proficiency in MS Office (Word, Excel, PowerPoint).
- Ability to work under pressure and in a performance-driven environment.
- Familiarity with the local market and customer segments is an added advantage
- Strong, persuasive, and interpersonal skills.
- Excellent time management skills and the ability to prioritize work.
- Attention to detail and problem-solving skills.
- Excellent written and verbal communication skills.
- Must have completed NYSC
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