Credit officer
Job Summary
Identify and give loan to credit worthy customer in our Oyo town or Saki branch
- Minimum Qualification: HND
- Experience Level: Entry level
- Experience Length: 1 year
Job Description/Requirements
- Recommend or reject loan request based on credibility and potential revenue and losses.
- Ensure KYC is properly done.
- Controlling bad debt exposure through direct management of credit terms.
- Monitoring of all loan collections of your team members.
- Accountable for the entire credit granting process of your team members.
- Assessment of credit worthiness of potential customer and with the goal of optimizing the mix of loans and bad debt losses.
- Maintaining a structure sufficient to meet all goals and objective of the Organization.
- Properly motivate the credit and collection team members.
- Inspection of the loan files as submitted by the credit officer
- Review loan / credit portfolio, collection portfolio and working on delinquent clients to resolve non-performing loans.
- Following up on clients payment and post disbursement visit.
- Report daily progress to the head of credit and marketing.
- Ensure zero default TOLERANCE
- Target Driven