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2 weeks ago

Job Summary

We are looking to hire a suitable candidate to fill this position.

  • Minimum Qualification:HND
  • Experience Level:Mid level
  • Experience Length:3 years

Job Description/Requirements

Responsibilities:

  • Investigate the creditworthiness of clients.
  • Analyze financial statements, transactions, and credit history.
  • Prepare ratio, trend, and cash flows analyses, and create projections based on historical data.
  • Analyze credit applications and make recommendations for management’s approval.
  • Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
  • Attend meetings with Relationship Officers to structure appropriate facilities for customers.
  • Monitor risk asset portfolio and ensure adherence to the regulatory standard.
  • Prepare and submit credit reports to the management of the company and regulators in a timely manner.
  • Achieve agreed financial targets (assets and liabilities generation) on a monthly basis.
  • Adhere to the credit policy and guidelines of the company. 


Requirements:

  • Minimum academic qualification of a Bachelor’s degree or HND in any discipline.
  • 3 - 4 years of credit analysis experience in a bank or non-bank financial institution.
  • Ability to effectively manage competing deadlines for projects with less supervision. 
  • Excellent written and oral communication skills. 
  • Strong math aptitude, and organizational and analytical skills.
  • Strong problem-solving and follow-up skills coupled with pragmatism and common sense
  • Decision-oriented with the ability to support sound reasoning and logic
  • Impeccable understanding of financial statements, ratios, and concepts
  • Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
  • Experience with the use of credit administration or other banking application software.


Remuneration: NGN 2,400,000 - 3,500,000 million per annum (Negotiable)

  • Performance bonus
  • Health insurance package

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