Job Summary

Structure and sustain a healthy portfolio of Micro and SME clients. Identify, process, and monitor new and existing clients. Ensure accurate loan evaluations, efficient follow-up of arrears, and the provision of excellent customer service. Maintain up-to-date client records and reports. Support the Branch in meeting targets and building the Bank’s portfolio.

  • Minimum Qualification: Degree
  • Experience Level: Senior level
  • Experience Length: 7 years

Job Description/Requirements

  • Identify potential clients, build and maintain a portfolio of quality clients promptly and consistently to achieve the assigned target within the specific period.
  • Sensitize potential clients on all aspects of the loan process including procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
  • Develop an accurate evaluation of each client’s capacity and willingness to repay the requested loan.
  • Arrange and undertake business site visits, home verification, and all other KYC requirements.
  • Verify and cross-check all information relevant to the loan application and evaluation.
  • Implement late repayment recovery procedures of Accion MfB
  • Achieve and maintain targets on Portfolio at Risk (PAR) management
  • Build rapport within the community, business associations, and leaders
  • Provide support to peers and others within the Bank in uplifting its values and policies.

Qualification and Experience:

  • A minimum of BSc/HND in any field and must have completed NYSC
  • Maximum of 7 years lending experience in Microfinance
  • Understanding and knowledge of the locality/ area of work
  • Strong Communication, Interpersonal, and Relationship Management skills
  • Ability to develop strong financial analysis skills
  • Computer literacy and good use of the MS Suite: Excel, Word
  • Strong Self-Management skills with high integrity
  • Experience in Credit Management of the financial service industry will be an advantage

Closing date – Monday, June 7, 2021

Location: Lagos.

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NGN Confidential
Anonymous Employer
| Full Time |
NGN 75,000 - 150,000
| Full Time |
NGN Confidential