Risk analyst

Confidential

Job Summary

A firm in the finance sector seeks qualified candidates to fill this role   Responsibilities: Review credit applications and ensure completen...

  • Minimum Qualification: Degree
  • Experience Level: Senior level
  • Experience Length: 5 years

Job Description

A firm in the finance sector seeks qualified candidates to fill this role

 

Responsibilities:

  • Review credit applications and ensure completeness and request
  • additional information if required.
  • Execute credit risk evaluations by analyzing credit reports and data obtained from references.
  • Participate in the credit committee decision by using credit policies and procedures.
  • Propose and disburse reasonable loan amount to clients based on the application of credit ratios and payment capacity.
  • Manage risk asset portfolio and ensure branch profitability.
  • Analyze credit report of clients (credit history) to determine clients’ creditworthiness.
  • Maintain a comprehensive record of action plans, recovery made and further the course of action on delinquent customers.
  • Credit process initiation, including proposal preparation, loan administration and remedial action as required.
  • Responsible for initial, annual and interim credit review of all assigned relationships credit.
  • Risk identification, analysis and mitigations.
  • Analyze client’s bank’s statements, prepare and interpret Profit and Loss, Cash flow, balance sheet and comparative and statistical analysis.

 

Skills and Core Competencies:

  • Strong interpersonal communication skills.
  • Rapt attention to details.
  • Effective time management skills.
  • Problem-solving skills.
  • Trustworthiness and ethics.
  • Excellent financial and analytical skills.
  • People management.
  • Proficiency in the use of Microsoft Software Package.
  • Excellent credit management skills.
  • Teamwork.
  • Effective influencing, decision making and negotiation skills.

 

Qualifications:

  • Degree in Accounting/Finance/Business Management or any other related field.
  • Required Experience:6 - 7 Years
  • MBA or an advanced degree is an added advantage.
  • Must have experience in the banking sector.
  • Applicant must be conversant with CBN Loan and Credit policies guidelines.

 

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