Retail relationship officer

Addosser Microfinance Bank Limited

Job Summary

Sourcing for microfinance Micro & SME clients in identified market zones. Creation of quality risk assets monthly.

  • Minimum Qualification: HND
  • Experience Level: Entry level
  • Experience Length: 2 years

Job Description

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

Main Responsibilities

  • Rendering financial advice to customers.
  • Ensure credit appraisal & cash flow analysis of clients.
  • Ensure all loan requirements inclusive of charges are properly. communicated to clients and all documentations duly completed, executed & submitted.
  • Ensure that all approved Loans are disbursed timely.
  • Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
  • Supervises Loan packaging and documentation.
  • Conducts credit check on borrowers and their guarantors.
  • Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
  • Follow up on delinquent loans & immediately refer to same to his/her supervisor.
  • Ensure PAR is within tolerable level as specified by management.

Relevant Skills, Qualifications, Attributes & Experience

  • HND /University Degree in Banking, Accounting, Economics or other related field.
  • At least 2 - 3 years’ experience in a Micro Finance Institution.
  • Good understanding of business process.
  • Hardworking, commitment, ability to communicate and self- motivated person.
  • Excellent interpersonal & numerical skills.
  • Excellent team player.

How to Apply?

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