Deposit officer / mobile teller

La Fayette Microfinance Bank Limited

Job Summary

Deposit Officer / Mobile Teller is looking for qualified candidates who will be able to manage the portfolio of clients as a Deposit Officer.

  • Minimum Qualification: HND
  • Experience Level: Entry level
  • Experience Length: 2 years

Job Description

La Fayette Microfinance Bank Limited - As an international registered microfinance bank, La Fayette Microfinance Bank offers a complete range of financial services and means of payment for its customers, including savings accounts, current accounts, and fixed deposit accounts. 

Fully client-oriented, La Fayette Microfinance Bank offers great flexibility, independence, and financial security to help clients stay committed to their short and long-term financial goals. Formally incorporated as La Fayette Microfinance Bank, the bank started full operation in February 2013 and has built a strong client base, serving clients from eight branch networks in Ibadan– Bodija, Challenge, Dugbe, Gbagi, and Iwo road, Ogbomosho, Oyo and Saki towns, all strategically situated within close proximity to customers.

Job Reference: DOMT/LAF/18

Locations

  • Oyo
  • Kwara
  • Lagos

Job Description/Responsibilities

  • Manage a portfolio of clients
  • Prospect potential clients and follow up through regular contact with prospects
  • Manage the relationship with clients in the portfolio to ensure maximum clients satisfaction and retention.
  • Organize an efficient schedule that will allow regular meetings with clients and maximized performance.
  • Identify clients’ needs in order to cross-sell effectively.
  • Monitor the deposits of the clients under the supervision
  • Grow the individual deposit portfolio in line with the targets set by the Management by offering quality service and selling products that fit the particular clients’ needs.
  • Accordingly, answer clients’ questions and complaints related to Advance LFMFB products and services.
  • Participate in the promotion of Advans LFMFB products and services by informing
  • prospects as well as clients.
  • Propose new products/services to management.

Field Cash Collection activities

  • Collect clients’ deposits, and deposit the money collected directly into clients’ accounts.
  • Ensure all cash transactions are done according to LFMFB policies and procedures.
  • Respect AML/KYC policies by identifying all the clients and reporting any suspicious transaction.
  • Report any cash shortage or overage to the immediate superior / Branch manager
  • Encourage clients to make deposits on their Advanced account.
  • Create new clients and accounts on the field.

Organization and control

  • Cash counts and controls: ensure and control the conformity of transactions with collected cash and monitoring tools
  • Ensure compliance of all operations performed with Advance policies and procedures.
  • Share information and best practices with other Deposit Officers / Mobile Tellers
  • Report all the issues related to the job to the Team Leader.

Person Specification

  • Bachelor's Degree or HND in any course of study from an approved university or polytechnic is a Must.
  • Applicant must not be older than 35 years of age.

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