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Assistant Commercial Loan Manager act as a support primarily to the Vice President of Commercial Loans and secondarily to other Loan Officers. Performs various support duties pertinent to meeting the needs of our high profile customers and development of new business.
Key Duties & Responsibilities
Prepare and review all account documentation pertinent to loans.
Review loan files to ensure the completeness of the file, and that all collateral has been properly secured.
Verify the real estate taxes on residential real estate loans.
Update collateral values, as needed, on commercial and other loans and leases.
Review commercial account activity and issues on a regular basis with Loan Officer. Correspond on commercial and other loans and leases as assigned by senior management within the bank’s loan portfolio, within the servicing guidelines established by bank policy.
Perform construction loan inspections on residential real estate loans as assigned by senior management within the bank’s loan portfolio, with the primary responsibility of ensuring that payouts are only made for materials in place and work completed, unless otherwise dictated by senior bank management.
Balance and maintain residential and commercial real estate construction loan file.
Remain current on all pertinent consumer lending and other financial institution-related laws and regulations.
Cover phone calls and customer meetings as necessary and keep manager informed of all activities within department.
Set appointments for Loan Officers as needed.
Perform as a team member in allocating and coordinating the work flow.
Comply with all department and company policies, procedures and regulations.
Knowledge, Skills & Abilities
Excellent customer service skills, attentiveness, and information retention.
Detail oriented, high degree of accuracy.
Familiar with banking regulations and responsibilities relating to each including a working knowledge of UCC titles, mortgages, liens and other aspects of the loan collateral position.
Self-starter, ability to work independently.
Strong communication & organizational skills.
Competence with computers and 10-key calculator.
Ability to work in a fast-paced environment & under pressure as needed.
The ability to make sound decisions. This may include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank exposure to loss or fraud and the ability to think through and rationalize decisions.